Penny-pinching power: Candace Lewis is proving that saving on consumer purchases can be satisfying: Lewis is saving on smaller purchases so she can send her daughter to private school

Declaration Of Financial Empowerment

From this day forward, I declare my vigilant and lifelong commitment to financial empowerment. I pledge the following:

1 To use homeownership to build wealth

2 To save and invest 10% to 15% of my after tax income

3 To commit to a program of retirement planning and investing

4 To engage in sound budget credit, and tax management practices

5 To measure my personal wealth by not worth, not income

6 To be proactive and knowledgeable about investing, money management, and consumer issues

7 To provide access to programs that will educate my children about business and finance

8 To support the creation and growth of profitable, competitive black-owned enterprises

9 To use a portion of my wealth to strengthen my community

10 To ensure that my wealth is passed on to future generations

COPYRIGHT 2004 Earl G. Graves Publishing Co., Inc.
COPYRIGHT 2004 Gale Group