B.E. Banks - top-ranking African American-owned banks

B.E. BANKS

100s B.E. Built to Last

THIS   LAST
YEAR   YEAR   COMPANY                        LOCATION

  1      1    CARVER FEDERAL                 New York,
              SAVINGS BANK                   New York

  2      2    SEAWAY NATIONAL BANK           Chicago
                                             Illinois

  3      3    INDUSTRIAL BANK N.A.           Washington,
                                             D.C.

  4      6    CITIZENS TRUST BANK            Atlanta,
                                             Georgia

  5     15    BOSTON BANK                    Boston,
              OF COMMERCE(**)                Massachusetts

  6      4    INDEPENDENT FEDERAL            Washington,
              SAVINGS BANK                   D.C.

  7      9    CITY NATIONAL BANK             Newark,
              OF NEW JERSEY                  New Jersey

  8      8    THE HARBOR BANK                Baltimore,
              OF MARYLAND                    Maryland

  9     11    LIBERTY BANK AND               New Orleans,
              TRUST COMPANY                  Louisiana

 10      7    FAMILY SAVINGS BANK            Los Angeles,
                                             California

 11     10    BROADWAY FINANCIAL CORP.       Los Angeles,
                                             California

 12     13    M & F BANK                     Durham,
                                             North Carolina

 13     12    FIRST INDEPENDENCE             Detroit,
              NATIONAL BANK                  Michigan

 14      5    HIGHLAND COMMUNITY BANK        Chicago
                                             Illinois

 15     17    TRI-STATE BANK OF MEMPHIS      Memphis,
                                             Tennessee

 16     16    ILLINOIS SERVICE FEDERAL       Chicago,
              S&L ASSOCIATION                Illinois

 17     18    CONSOLIDATED BANK              Richmond,
              & TRUST COMPANY                Virginia

 18     20    DRYADES SAVINGS BANK, F.S.B.   New Orleans,
                                             Louisiana

 19     21    CFS BANCSHARES INC.            Birmingham,
                                             Alabama

 20     14    UNITED BANK OF PHILADELPHIA    Philadelphia,
                                             Pennsylvania

 21     22    DOUGLASS NATIONAL BANK         Kansas City,
                                             Missouri

 22     25    CAPITOL CITY BANK              Atlanta,
              & TRUST COMPANY                Georgia

 23     24    MUTUAL COMMUNITY               Durham,
              SAVINGS BANK INC. S.S.B.       North Carolina

 24     23    FIRST TUSKEGEE BANK            Tuskegee,
                                             Alabama

 25     --    COMMUNITY BANK OF              Chicago,
              LAWNDALE                       Illinois

                               CHIEF                     YEAR
COMPANY                        EXECUTIVE                STARTED

CARVER FEDERAL                 Deborah C. Wright         1949
SAVINGS BANK

SEAWAY NATIONAL BANK           Walter E. Grady           1965

INDUSTRIAL BANK N.A.           B. Doyle Mitchell Jr.     1934

CITIZENS TRUST BANK            James E. Young            1921

BOSTON BANK                    Kevin Cohee               1982
OF COMMERCE(**)

INDEPENDENT FEDERAL            Donna Fitzgerald          1968
SAVINGS BANK                   Shuler

CITY NATIONAL BANK             Louis E. Prezeau          1973
OF NEW JERSEY

THE HARBOR BANK                Joseph Haskins Jr.        1982
OF MARYLAND

LIBERTY BANK AND               Alden J. McDonald Jr.     1972
TRUST COMPANY

FAMILY SAVINGS BANK            Wayne-Kent A. Bradshaw    1948

BROADWAY FINANCIAL CORP.       Paul C. Hudson            1947

M & F BANK                     Lee Johnson Jr.           1908

FIRST INDEPENDENCE             Donald Davis              1970
NATIONAL BANK

HIGHLAND COMMUNITY BANK        Jon Berndt                1970

TRI-STATE BANK OF MEMPHIS      Jesse H. Turner Jr.       1946

ILLINOIS SERVICE FEDERAL       Thelma J. Smith           1934
S&L ASSOCIATION

CONSOLIDATED BANK              Leon L. Scott             1903
& TRUST COMPANY

DRYADES SAVINGS BANK, F.S.B.   Virgil Robinson Jr.       1994

CFS BANCSHARES INC.            Bunny Stokes Jr.          1956

UNITED BANK OF PHILADELPHIA    Evelyn Smalls             1992

DOUGLASS NATIONAL BANK         Ronald Wiley              1983

CAPITOL CITY BANK              George G. Andrews         1994
& TRUST COMPANY

MUTUAL COMMUNITY               George K. Quick           1921
SAVINGS BANK INC. S.S.B.

FIRST TUSKEGEE BANK            James W. Wright           1895

COMMUNITY BANK OF              Diane Glenn               1977
LAWNDALE

COMPANY                        STAFF   ASSETS(*)   CAPITAL(*)

CARVER FEDERAL                  105     421.499      32.496
SAVINGS BANK

SEAWAY NATIONAL BANK            230     275.669      26.228

INDUSTRIAL BANK N.A.            160     267.902      21.933

CITIZENS TRUST BANK             149     267.278      21.997

BOSTON BANK                     113     264.192      19.145
OF COMMERCE(**)

INDEPENDENT FEDERAL              75     254.774      22.993
SAVINGS BANK

CITY NATIONAL BANK               73     199.543      11.787
OF NEW JERSEY

THE HARBOR BANK                  87     184.517      12.150
OF MARYLAND

LIBERTY BANK AND                150     184.474      11.775
TRUST COMPANY

FAMILY SAVINGS BANK              75     183.000      11.000

BROADWAY FINANCIAL CORP.         65     168.003      13.977

M & F BANK                       85     166.951      17.723

FIRST INDEPENDENCE               60     140.022       7.689
NATIONAL BANK

HIGHLAND COMMUNITY BANK         100     138.253      11.340

TRI-STATE BANK OF MEMPHIS        76     126.969      13.000

ILLINOIS SERVICE FEDERAL         50     113.865      13.143
S&L ASSOCIATION

CONSOLIDATED BANK                75     111.683       8.374
& TRUST COMPANY

DRYADES SAVINGS BANK, F.S.B.     73     105.721       5.779

CFS BANCSHARES INC.              33     101.082       8.584

UNITED BANK OF PHILADELPHIA      64      93.533       9.077

DOUGLASS NATIONAL BANK           30      73.630       5.344

CAPITOL CITY BANK                48      72.249       7.401
& TRUST COMPANY

MUTUAL COMMUNITY                 29      67.493       8.427
SAVINGS BANK INC. S.S.B.

FIRST TUSKEGEE BANK              36      58.557       4.030

COMMUNITY BANK OF                37      52.520       4.569
LAWNDALE

COMPANY                        DEPOSITS(*)   LOANS(*)

CARVER FEDERAL                   273.920     320.220
SAVINGS BANK

SEAWAY NATIONAL BANK             235.103     144.344

INDUSTRIAL BANK N.A.             202.957     128.047

CITIZENS TRUST BANK              230.863     157.352

BOSTON BANK                      223.729     141.547
OF COMMERCE(**)

INDEPENDENT FEDERAL              197.563     208.204
SAVINGS BANK

CITY NATIONAL BANK               176.207      90.801
OF NEW JERSEY

THE HARBOR BANK                  169.282     111.666
OF MARYLAND

LIBERTY BANK AND                 161.708     111.110
TRUST COMPANY

FAMILY SAVINGS BANK              124.000     161.000

BROADWAY FINANCIAL CORP.         141.594     137.622

M & F BANK                       135.146     118.643

FIRST INDEPENDENCE               102.362      44.161
NATIONAL BANK

HIGHLAND COMMUNITY BANK          125.468      76.862

TRI-STATE BANK OF MEMPHIS        112.833      70.348

ILLINOIS SERVICE FEDERAL          87.498      59.231
S&L ASSOCIATION

CONSOLIDATED BANK                103.306      60.015
& TRUST COMPANY

DRYADES SAVINGS BANK, F.S.B.      87.046      82.067

CFS BANCSHARES INC.               76.784      73.162

UNITED BANK OF PHILADELPHIA       83.527      45.306

DOUGLASS NATIONAL BANK            63.839      46.647

CAPITOL CITY BANK                 64.182      43.747
& TRUST COMPANY

MUTUAL COMMUNITY                  49.211      49.541
SAVINGS BANK INC. S.S.B.

FIRST TUSKEGEE BANK               49.798      38.304

COMMUNITY BANK OF                 48.249      27.328
LAWNDALE

(*) In millions of dollars, to the nearest thousand.
As of December 31, 2000. Prepared by B.E. Research.
Reviewed by Mitchell & Titus L.L.P.
B.E INSURANCE COMPANIES

100s B.E. Built to Last

THIS   LAST                             CHIEF
YEAR   YEAR   COMPANY/LOCATION          EXECUTIVE

  1      1    NORTH CAROLINA MUTUAL     Bert Collins
              LIFE INSURANCE
              Durham, North Carolina

  2      2    ATLANTA LIFE              Charles H. Cornelius
              INSURANCE CO.
              Atlanta, Georgia

  3      3    GOLDEN STATE MUTUAL       Larkin Teasley
              LIFE INSURANCE CO.
              Los Angeles, California

  4      4    BOOKER T. WASHINGTON      Kirkwood R. Balton
              INSURANCE CO.
              Birmingham, Alabama

  5      5    PROTECTIVE INDUSTRIAL     James C. Harrison
              INSURANCE CO.
              Birmingham, Alabama

  6      6    WINNFIELD LIFE            Charles B. Henderson Sr.
              INSURANCE CO.
              Natchitoches, Louisiana

  7      7    WILLIAMS-PROGRESSIVE      Patrick Fontenot
              LIFE & ACCIDENT
              INSURANCE CO.
              Opelousas, Louisiana

  8      8    GOLDEN CIRCLE LIFE        Cynthia Rawls Bond
              INSURANCE CO.
              Brownsville, Tennessee

  9      9    RELIABLE LIFE             Joseph H. Miller Jr.
              INSURANCE CO,
              Monroe, Louisiana

 10     10    GERTRUDE GEDDES WILLIS    Joseph O. Misshore Jr.
              LIFE INSURANCE CO.
              New Orleans, Louisiana

                           YEAR
COMPANY/LOCATION          STARTED   STAFF   ASSETS(*)

NORTH CAROLINA MUTUAL      1898      258     214.495
LIFE INSURANCE
Durham, North Carolina

ATLANTA LIFE               1905      500     194.005
INSURANCE CO.
Atlanta, Georgia

GOLDEN STATE MUTUAL        1925      201     125.629
LIFE INSURANCE CO.
Los Angeles, California

BOOKER T. WASHINGTON       1932       90      56.447
INSURANCE CO.
Birmingham, Alabama

PROTECTIVE INDUSTRIAL      1923       85      19.031
INSURANCE CO.
Birmingham, Alabama

WINNFIELD LIFE             1936       50      12.877
INSURANCE CO.
Natchitoches, Louisiana

WILLIAMS-PROGRESSIVE       1946       42      10.156
LIFE & ACCIDENT
INSURANCE CO.
Opelousas, Louisiana

GOLDEN CIRCLE LIFE         1950       40       8.331
INSURANCE CO.
Brownsville, Tennessee

RELIABLE LIFE              1940       60       8.325
INSURANCE CO,
Monroe, Louisiana

GERTRUDE GEDDES WILLIS     1941       35       4.776
LIFE INSURANCE CO.
New Orleans, Louisiana

                           STATUTORY     INSURANCE
COMPANY/LOCATION          RESERVES(*)   IN FORCE(*)

NORTH CAROLINA MUTUAL       133.961     12,778.445
LIFE INSURANCE
Durham, North Carolina

ATLANTA LIFE                133.873      6,024.695
INSURANCE CO.
Atlanta, Georgia

GOLDEN STATE MUTUAL          72.246      3,384.167
LIFE INSURANCE CO.
Los Angeles, California

BOOKER T. WASHINGTON         46.502      1,173.269
INSURANCE CO.
Birmingham, Alabama

PROTECTIVE INDUSTRIAL        12.893         78.504
INSURANCE CO.
Birmingham, Alabama

WINNFIELD LIFE                9.201         36.548
INSURANCE CO.
Natchitoches, Louisiana

WILLIAMS-PROGRESSIVE          7.272         30.474
LIFE & ACCIDENT
INSURANCE CO.
Opelousas, Louisiana

GOLDEN CIRCLE LIFE            4.056         32.346
INSURANCE CO.
Brownsville, Tennessee

RELIABLE LIFE                 5.200         45.853
INSURANCE CO,
Monroe, Louisiana

GERTRUDE GEDDES WILLIS        4.460         39.821
LIFE INSURANCE CO.
New Orleans, Louisiana

                                         NET
                           PREMIUM    INVESTMENT
COMPANY/LOCATION          INCOME(*)     INCOME

NORTH CAROLINA MUTUAL      65.913       11.407
LIFE INSURANCE
Durham, North Carolina

ATLANTA LIFE               39.714       10.574
INSURANCE CO.
Atlanta, Georgia

GOLDEN STATE MUTUAL        36.638        7.927
LIFE INSURANCE CO.
Los Angeles, California

BOOKER T. WASHINGTON        8.828        2.913
INSURANCE CO.
Birmingham, Alabama

PROTECTIVE INDUSTRIAL       2.408        0.215
INSURANCE CO.
Birmingham, Alabama

WINNFIELD LIFE              1.483        0.795
INSURANCE CO.
Natchitoches, Louisiana

WILLIAMS-PROGRESSIVE        1.202        0.656
LIFE & ACCIDENT
INSURANCE CO.
Opelousas, Louisiana

GOLDEN CIRCLE LIFE          1.323        0.552
INSURANCE CO.
Brownsville, Tennessee

RELIABLE LIFE               1.500        0.325
INSURANCE CO,
Monroe, Louisiana

GERTRUDE GEDDES WILLIS      1.020        0.284
LIFE INSURANCE CO.
New Orleans, Louisiana

(*) In millions of dollars, to the nearest thousand.
As of December 31, 2000. Prepared by B.E. Research.
Reviewed by Mitchell & Titus L.L.P.
B.E. INVESTMENT BANKS

100s B.E. Built to Last

THIS   LAST
YEAR   YEAR   COMPANY                          LOCATION

 1       1    BLAYLOCK & PARTNERS L.P.         New York,
                                               New York

 2       4    THE WILLIAMS CAPITAL             New York,
              GROUP L.P.                       New York

 3       3    UTENDAHL CAPITAL PARTNERS L.P.   New York,
                                               New York

 4       6    M. R. BEAL & COMPANY             New York,
                                               New York

 5      10    JACKSON SECURITIES INC.          Atlanta,
                                               Georgia

 6       7    LOOP CAPITAL MARKETS L.L.C.      Chicago,
                                               Illinois

 7      --    ORMES CAPITAL MARKETS INC.       New York,
                                               New York

 8       8    SBK BROOKS INVESTMENT CORP.      Cleveland,
                                               Ohio

 9       2    SIEBERT BRANDFORD SHANK          Detroit,
              & COMPANY L.L.C.                 Michigan

10       5    RICE FINANCIAL PRODUCTS          New York,
              COMPANY                          New York

11      15    PRYOR, COUNTS & COMPANY INC.     Philadelphia,
                                               Pennsylvania

12       9    THE CHAPMAN COMPANY              Baltimore,
                                               Maryland

13      14    HARVESTONS SECURITIES INC.       Denver,
                                               Colorado

14      12    WALTON JOHNSON & COMPANY         Dallas,
                                               Texas

15      --    FIRST COMMONWEALTH               New Orleans,
              SECURITIES CORP.                 Louisiana

                                                            YEAR
COMPANY                          CHIEF EXECUTIVE           STARTED

BLAYLOCK & PARTNERS L.P.         Ronald E. Blaylock         1993

THE WILLIAMS CAPITAL             Christopher J. Williams    1994
GROUP L.P.

UTENDAHL CAPITAL PARTNERS L.P.   John O. Utendahl           1992

M. R. BEAL & COMPANY             Bernard B. Beal            1988

JACKSON SECURITIES INC.          Reuben R. McDaniel III     1987

LOOP CAPITAL MARKETS L.L.C.      James Reynolds Jr.         1997

ORMES CAPITAL MARKETS INC.       David W. Ormes             1993

SBK BROOKS INVESTMENT CORP.      Eric L. Small              1993

SIEBERT BRANDFORD SHANK          Suzanne Shank              1997
& COMPANY L.L.C.

RICE FINANCIAL PRODUCTS          J. Donald Rice Jr.         1994
COMPANY

PRYOR, COUNTS & COMPANY INC.     Malcolm D. Pryor           1981

THE CHAPMAN COMPANY              Nathan Chapman Jr.         1986

HARVESTONS SECURITIES INC.       Morgan Bassey              1993

WALTON JOHNSON & COMPANY         Jesse C. McRae III         1990

FIRST COMMONWEALTH               Norbert Simmons            1987
SECURITIES CORP.

                                           TOTAL
COMPANY                          STAFF   ISSUES(*)

BLAYLOCK & PARTNERS L.P.           45     83.439

THE WILLIAMS CAPITAL               50     71.735
GROUP L.P.

UTENDAHL CAPITAL PARTNERS L.P.    100     63.188

M. R. BEAL & COMPANY               45     46.500

JACKSON SECURITIES INC.            30     29.397

LOOP CAPITAL MARKETS L.L.C.        35     20.880

ORMES CAPITAL MARKETS INC.         25     19.650

SBK BROOKS INVESTMENT CORP.        16     17.914

SIEBERT BRANDFORD SHANK            28     16.000
& COMPANY L.L.C.

RICE FINANCIAL PRODUCTS            23     10.080
COMPANY

PRYOR, COUNTS & COMPANY INC.       16      7.550

THE CHAPMAN COMPANY                50      4.318

HARVESTONS SECURITIES INC.         15      2.530

WALTON JOHNSON & COMPANY           10      0.676

FIRST COMMONWEALTH                  3      0.522
SECURITIES CORP.

(*) In millions of dollars, to the nearest million. This is for
total transactions including senior-managed and co-managed debt
and equity issues, as well as all issues including, but not
limited to, municipal, agency, corporate, and mortgage-backed
securities for the year ending December 31, 2000.
Prepared by B.E. Research. Previewed by Mitchell & Titus L.L.P.
B.E ASSET MANAGERS

100s B.E. Built to Last

THIS                                             CHIEF
YEAR   COMPANY                  LOCATION         EXECUTIVE

   1   NCM CAPITAL              Durham,          Maceo K. Sloan
       MANAGEMENT GROUP INC.    North Carolina

   2   BROWN CAPITAL            Baltimore,       Eddie C. Brown
       MANAGEMENT               Maryland

   3   ARIEL CAPITAL            Chicago,         John W. Rogers Jr.
       MANAGEMENT INC.          Illinois

   4   RHUMBLINE ADVISERS       Boston,          J.D. Nelson
                                Massachusetts

   5   UTENDAHL CAPITAL         New York,        John O. Utendahl
       MANAGEMENT L.P.          New York

   6   EARNEST PARTNERS         Atlanta,         Paul E. Viera
       L.L.C.                   Georgia

   7   MDL CAPITAL              Pittsburgh,      Mark D. Lay/
       MANAGEMENT COMPANY       Pennsylvania     Steven Sanders
       L.L.C.

   8   PARADIGM ASSET           New York,        James E. Francis
       MANAGEMENT COMPANY       New York
       L.L.C.

   9   SMITH GRAHAM & COMPANY   Houston,         Gerald B. Smith
                                Texas

  10   THE EDGAR LOMAX          Springfield,     Randall R. Eley
       COMPANY                  Virginia

  11   TRIAS CAPITAL            Chicago,         James Arthur
       MANAGEMENT INC.          Illinois         Casselberry

  12   THE SWARTHMORE           West Chester,    James E. Nevels
       GROUP INC.               Pennsylvania

  13   HUGHES CAPITAL           Alexandria,      Frankie D. Hughes
       MANAGEMENT INC.          Virginia

  14   HOLLAND CAPITAL          Chicago,         Louis A. Holland
       MANAGEMENT               Illinois

  15   ADVENT CAPITAL           New York,        Tracy V. Maitland
       MANAGEMENT               New York

  16   CHAPMAN CAPITAL          Baltimore,       Nathan A. Chapman Jr.
       MANAGEMENT               Maryland

  17   WOODFORD CAPITAL         Los Altos,       Peggy Woodford Forbes
       MANAGEMENT               California

  18   PUGH CAPITAL             Seattle,         Mary E. Pugh
       MANAGEMENT               Washington

  19   AMBASSADOR CAPITAL       Detroit,         Brian T. Jeffries
       MANAGEMENT               Michigan

  20   GREYSTONE CAPITAL        Hartford,        P. Wayne Moore
       MANAGEMENT INC.          Connecticut

                         YEAR              ASSET UNDER
COMPANY                 STARTED   STAFF   MANAGEMENT(*)

NCM CAPITAL              1986      45     $6,027.220
MANAGEMENT GROUP INC.

BROWN CAPITAL            1983      21      5,886.258
MANAGEMENT

ARIEL CAPITAL            1983      42      5,165.359
MANAGEMENT INC.

RHUMBLINE ADVISERS       1990      11      4,736.700

UTENDAHL CAPITAL         1992      32      4,100.000
MANAGEMENT L.P.

EARNEST PARTNERS         1998      25      2,453.000
L.L.C.

MDL CAPITAL              1992      12      2,300.000
MANAGEMENT COMPANY
L.L.C.

PARADIGM ASSET           1989      12      2,200.000
MANAGEMENT COMPANY
L.L.C.

SMITH GRAHAM &           1990      20      2,000.000
COMPANY

THE EDGAR LOMAX          1986      11      1,400.000
COMPANY

TRIAS CAPITAL            1996      12      1,200.000
MANAGEMENT INC.

THE SWARTHMORE           1992      20      1,039.613
GROUP INC.

HUGHES CAPITAL           1993       6        845.000
MANAGEMENT INC.

HOLLAND CAPITAL          1991      14        800.000
MANAGEMENT

ADVENT CAPITAL           1995      14        777.200
MANAGEMENT

CHAPMAN CAPITAL          1987      12        620.000
MANAGEMENT

WOODFORD CAPITAL         1990       7        500.000
MANAGEMENT

PUGH CAPITAL             1991       5        450.000
MANAGEMENT

AMBASSADOR CAPITAL       1998       7        408.681
MANAGEMENT

GREYSTONE CAPITAL        1995      12        376.000
MANAGEMENT INC.

(*) In millions of dollars, to the nearest thousand. As of December
31, 2000. Prepared by B.E. Researched by Mitchell & Titus, L.L.P.

COPYRIGHT 2001 Earl G. Graves Publishing Co., Inc.
COPYRIGHT 2001 Gale Group