What Are the Most Common Mistakes Made In Personal Injury Claims?
A personal injury can throw your life off balance, bringing not only physical pain but also emotional, financial, and legal stress. It is at such moments of confusion that most individuals make mistakes innocently.
These mistakes may affect the progress of your case and ultimately determine how much money you are compensated, or whether you get any compensation. “With the right legal guidance, you can avoid such mistakes and maximize your chances for a fair outcome,” says attorney Jan Dils of Jan Dils, Attorneys at Law.
This article helps you to understand the usual mistakes that are encountered in personal injury claims and provides some tips on how to avoid them.
Delaying Medical Attention
Immediately after an accident, you might feel alright or believe the pain will subside with rest. However, neglecting a doctor’s visit can allow injuries to worsen over time. It might turn from what could have been a simple recovery into something more severe.
Even if your injury is not severe, insurance providers may argue that the delay in seeking treatment indicates the injury was not serious or was caused by another incident. Therefore, prioritize your health. By doing this, you raise your chances of having a strong case.
Failing to Document the Scene
In the event of an accident, documenting is a must. Have your injuries photographed, record videos of the scene and get contact information from any witnesses. Such minor details can prove useful to determine the outcome of your claim. If you are unable to record the scene yourself, ask someone nearby to assist you.
Talking to Insurance Adjusters Without Legal Representation
It is common for the insurance agent of the other party to call you a few days after the accident. They may sound kind, courteous, and ready to settle as they know that is the approach to get you on their side. However, remember their primary objective is to minimize payouts. What you say can be used against you, potentially weakening your claims.
Also, you could be asked to provide a recorded statement. Unless you have already spoken to a lawyer, it is typically best to decline. This does not mean that you are being difficult; you are just protecting yourself.
Taking an Early Settlement
Sometimes, it is tempting to accept whatever offer comes your way when you have bills piling up. The insurance company knows this. That is why they prefer to offer a settlement early. This offer is made before you fully understand the extent of your injuries or the full duration of your recovery.
Once you accept the settlement, you can not go back and ask for more. Even if the pain gets worse or complications develop, it can be difficult and almost impossible to renegotiate the settlement. Therefore, it is important to wait until you have fully assessed the physical, financial, and emotional damage of the injury.
Oversharing on Social Media
You may want to update friends and loved ones online following an accident. However, this can be a risky move during a personal injury claim. Insurance companies and opposing lawyers often monitor your online activity. A harmless post or a comment about feeling better can be used against you.
To prevent this, keep your recovery private. Share your story later, when it is safe to do so.
Trying to Handle the Case Alone
Some people hesitate to hire a personal injury lawyer, probably because they think it is too expensive. Some believe their case is simple, so they can handle it on their own. Unfortunately, without a personal injury lawyer, it is easy to make mistakes. The knowledge and practical experience that the lawyer brings to the table can be helpful in avoiding these mistakes.
Conclusion
The decisions you make within days and weeks of an accident often determine the direction of your entire case. Therefore, avoiding these common mistakes gives you a decent chance at getting the compensation you deserve.
Kathlyn Jacobson is a seasoned writer and editor at FindArticles, where she explores the intersections of news, technology, business, entertainment, science, and health. With a deep passion for uncovering stories that inform and inspire, Kathlyn brings clarity to complex topics and makes knowledge accessible to all. Whether she’s breaking down the latest innovations or analyzing global trends, her work empowers readers to stay ahead in an ever-evolving world.